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CV Profile No.42753


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Last name : ********
First name : *****
Phone : +2***********
Email : ******@******
Date of birth : : ********
Nationality : *****
Address : **************************************************

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Profile details

Job category searched
» Accounting, controlling, finance
» Management
» Services
Professional experience
5 to 10 years
» Banking, insurance, finance
Professional Experience: 
09.2011 - 06.2012
Senior Loan officer
Cetzam Financial Services
Responsible for Customer and management Queries and providing satisfactory solutions. • Facilitate Trust Bank and Solidarity Group formation under DAPP empowerment programs. • Facilitate loan appraisal and approval process according to CETZAM policies. • Make recommendations to the Branch Manager and Credit Committee on the credit and Risk procedures. • Keep clients informed and keeping abreast with the latest industry Trends. • Facilitate timely disbursements of loan funds to clients. • Monitor usage of loan funds and follow ups to ensure timely repayments. • Engage in Delinquency management with clients who fail to make repayments on time. • Assessments and analysis of SME loan applications and making recommendations to the Branch Manager.
10.2013 - 08.2017
Senior Loan Officer
Ab Bank limited
Responsible for Customer and management Queries and providing satisfactory solutions. • Implementing Banks Credit Analysis and Lending Procedures. Ensuring high standards of the bank are met at all times. • To meet all qualitative and quantitative targets set by the Credit Department in agreed turnaround times (Create and manage an own loan portfolio). • Liaising with Senior Client Advisors/Branch Managers to ensure Unpaid cheques, Bank Transfers and DDACCs are effected within agreed turnaround times. • Identifying Risks of Potential Bad Debts and providing ways to mitigate those risks and identify which courses of action to undertake to recover loans already Past Due. • Participate in Credit Committee and in Recovery Management and Implementation of proposed Recovery measures. • Help management to identify new business opportunities and Identify Potential Risks with the aim of ensuring Quality portfolio and growth.
09.2017 - 06.2020
Internal Auditor
AB Bank Limited
Responsible for ensuring internal audit requirements are fulfilled in accordance with Internal Audit Department Charter, Internal Audit Procedures and external legislation/ regulatory policies. • Reviewing the compliance of the Bank’s operations with external legislation and regulatory policies. • Ensuring adherence to the Bank’s approved organizational policies and procedures and make appropriate recommendations to improve the effectiveness of the running of the bank and its internal control system. • Plan and perform Audit Assignments of the Head Office functions of the Bank and the operations of the Bank’s branches within the approved Annual Audit Plan. • Participate in the reporting and communication process of audit assignments. • Assist the Head of Internal Audit in the coordination of the Internal Audit Function’s activities including: Assist in the analysis of reasons for deviations from the Annual Audit Plan, assist in developing Audit Programs for different Audit Assignments and in prioritizing audit assignment’s scope and resources to fulfill the audit plan and critical assignments
A professionally qualified banker with 9 Years’ experience in Commercial Banking and non-Banking Financial Institutions with excellent knowledge of Credit management, financial analysis, portfolio management, Structured Finance, Audit & Risk analysis, relationship management and debt recovery. Particular expertise in delivering innovative solutions, assimilating business needs, translating it into tangible results and engaging people to deliver positive outcomes.
04.2006 - 10.2012
Diploma Banking and Finance
ZCAS University
More information
Copperbelt - Lusaka
Place of residence : Lusaka
Fixed-term contract

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